PaymentNet's transaction processing service delivers unparalleled capabilities and scalability for businesses who are implementing electronic commerce systems. Whether conducting less than 100 transactions or over a million transactions per month, businesses find that PaymentNet’s service architecture is designed to provide fast and secure transaction processing with easy integration into e-commerce sites.

At the heart of its design, the PaymentNet system architecture uses a true client server model that leverages the Internet as a virtual private network between the PaymentNet transaction servers and the individual merchant clients dispersed at Intranet and Internet locations. Our operations center is designed with redundant production servers and dedicated leased line connections to the largest processors of credit cards and checks in the United States, providing PaymentNet with direct connections to the financial industry’s backbone networks.

The PaymentNet design allows us to:

  • Deliver secure and reliable Internet transaction processing.

  • Ensure easy integration with e-commerce site creation software, with a low profile footprint, while providing a broad range of capabilities for credit card, electronic check and corporate purchasing card transaction processing.

  • Provide unparalleled performance for transaction processing, delivering average transaction response times of less than 10 seconds.

  • Easily maintain compliance certification with all of the financial processors used by our entire user base, reducing our customers support costs compared to conventional solutions.